Anxiety Dreams

Third night in a row that I had a “too real” dream revolving around COVID-19, isolation, distancing, etc. πŸ˜’ And it’s getting old. 😠 Plus last night I only got about four hours sleep again, although that’s partially my fault since I’m taking half-hour naps during the day. πŸ˜πŸ€·πŸ»β€β™‚οΈ But man, this “stay at home” crap is actually starting to get to me, even though “stay at home” is basically what I did anyway before all of this.

I usually pick a video on YouTube (on the TV) and then let the auto-recommend / auto-play take over as I’m falling asleep, and I know for a fact that what I’m hearing (in my sleep) from those videos ends up leaking into my dreams and influencing them. 😳😟 So I’m gonna have to start avoiding the news once it’s a little later in the evening, and probably switch over to playing music instead of “random TV” as I fall asleep. πŸ€”

I wish I was one of those folks who can sleep in complete silence, but this house just makes too many weird noises that would wake me up. 😏 Clunky compressor on the fridge when it shuts off, pinging water heater… which, by the way, stopped leaking and acting like it was going to die. (I’m still gonna have it replaced, but I’m not in a rush about it at the moment.) But yeah, I need at least sound, if not light and sound. πŸ™‰πŸ“Ί Ooh… I think I’ll break out that sound machine that I got from Amazon last year. πŸ€”πŸ˜ƒ It’s supposed to be pretty good, and it never fully made it into my routine after I bought it.

Welp, that’s all I’ve got for the past 24 hours or so… πŸ€·πŸ»β€β™‚οΈπŸ™‚ Β stay safe, all.

The “Anxiety Light” Version

Legal Eagle spells it out much better than I could… and with 99% less emotional exhaustion. πŸ˜πŸ€·πŸ»β€β™‚οΈ

THIS.

Unfortunate Opportunity

In the same way that it can be awkward to discuss “after death” financial topics with someone from whom you might be getting an inheritance, talking publicly about investment possibilities that are coming on the back of a stock market that’s plummeting due to fear of a COVID-19 pandemic… it does feel a little bit wrong, but the opportunities of a down market also cannot be ignored. 😐

The Dow Jones has lost more than 12% of its value over the past seven days of trading. Unfortunately, the cause isn’t solely due to “scary thoughts” around the spread of the virus. 😟 With China being ground zero, the precautions that need to be taken and the effects that are already being experienced by the industries and workforce there… it was inevitable that markets around the world would reflect the disruption. 😳 Global economies, global trade, global investing… it’s all great stuff, until it isn’t.

Before COVID-19 was even a thing, I had already started researching different types of investing that my family (historically speaking) never really took advantage of. πŸ€” I’ve tended to use methods that I’ve seen work for my dad and my aunt, and they probably used methods that they saw work for their parents. 🧐 It makes investing feel comfortable, but the returns are usually modest in comparison.

The volatility in the markets isn’t going anywhere, so I’ll have plenty of time to continue reading, learning, and eventually planning… even if “the plan” ends up being that I don’t change much of anything. πŸ€·πŸ»β€β™‚οΈ And while loads of people have been cashing out, to “protect” their gains from the past year or longer, the farther the markets fall – the better it is for folks who are only just now wanting to get in. 🀨

I suppose I should mention that I’m not thinking about individual stocks when I’m talking about all of this. I don’t know enough yet to speculate on individual companies and their ability to bounce back. I’m thinking mostly about ETFs with holdings that are properly weighted to match gains / losses of the Dow. πŸ˜πŸ€“

Historically, you’re on pretty solid ground if that’s what you’re invested in… but just as there have been extremely good years, there have been some really bad ones as well. More often than not though, the gains for each year have been remarkably good. (Which doesn’t mean a heck of a lot if you didn’t buy your shares on (and only on) January 1st of each year… heh) Meh… just kinda thinkin’ here… πŸ€·πŸ»β€β™‚οΈπŸ™‚