Wait, How Much?

The other day I did some investigating in regards to the monthly cost of the various medications that I’m prescribed, for the injury/disability that is currently covered by my workers comp claim. It’s been quite a while since I’ve given it much thought, but man… now that I see the numbers… damn. 😧 These are the prices that I would pay if I had no insurance, and was paying for my prescriptions with cash.

  • Medication #1” – Brand Name: $284.99 / Generic: $73.59
  • Medication #2” – Brand Name: $1314.99 / Generic: $535.99
  • Medication #3” – Brand Name: $996.99 / Generic: (N/A)

So with those figures… add in the monthly office appointments, the potential tests or procedures that I might need to have in the future… and you can see how I’d be a bigger financial burden to my WC insurer than one might originally think. (And it sure makes these settlement negotiations feel a whole lot more significant to my future.)

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“Wake Up, Case 1485729-4”

Fell asleep around dawn and then was awoken by a phone call from one of my attorneys a few hours later. 😒 We’ve got quite a bit of outstanding issues right now, and after the long weekend I could almost feel this call coming… so much so that I didn’t turn my ringer off, since I did need to talk to him.

This entry might as well be titled “What Else Is Wrong?” since, in part, it’s essentially going to be a sequel to my most recent post. As you may or may not know, I try to keep my online presence as free as possible from a) bitching about my pain/disability, and b) talking about specifics of my workers comp case. Partially out of pride, partially because nobody really wants to hear about it anyway.

I’m not sure I even remember what I used to be like before all of this dominated my life. I know it’s not pleasant now, to put it extremely mildly, and I know it’s a constant pain in the ass… so even though it’s hard to remember, I do miss the time when my life was my own and I wasn’t being led by the nose through by doctor visits, IC hearings, physical disability, medication requirements, mental stress, pharmacy policies, insurance companies, and now actual an actual court case. 😞

I’m just frustrated because we’re less than two months away from the court stuff starting and so far the settlement stuff is going nowhere. 😕 Their side will submit their brief to the court, my side will have a few weeks to reply, and then it starts getting serious. The court will likely want to depose any doctors that have seen or treated me, on both sides, which means I’d have to hope that I could essentially “rent” my doctor for half a day to give testimony – which would be ridiculously expensive. 😣 (Not to mention ridiculously annoying since he’s already submitted report, after report, after report, in writing.)

So my attorney is going to find out how much they’ve paid each year, on average, for my treatment and medication – and then tomorrow or the next day, when I go to the pharmacy to pick up this month’s meds, I’m going to have them print out what the “out of pocket” cost would be for each medication if I was paying for them with no insurance at all. 🤓 With those figures we’ll again try to come up with what we believe is a fair settlement, and then they’ll have to decide if the continuing costs of fighting me are worth it – rather than just settling this and making me go away.

I’m just worried that we won’t be able to get this done before the date of the first hearing. I’m sure it’ll be (us) “Here’s our offer.” followed by (them) “Well, that’s nice, but this is what we’re willing to pay.” followed by (us) “C’mon, get out of here… we need at least (this much)” and then (them) “We’re gonna have to think on this.” with (us) “Well we’re gonna have to think on this too.” Heh… so I don’t know what the odds are of avoiding this court case at this point, but I’d think they are slim.

Against The Wind

I usually have a pretty good game face. 🤵🏻 I mean, here in the blog, yeah… I tend to open up a little more, because at least until I have a single post or photo unexpectedly go viral for some reason that I’m totally not prepared for – this site has very limited readership, but it’s still nice to be able to “let shit out” now and then. 🏃🏻💨💩

Most of the time no matter what amount of physical pain that I may be experiencing, or how much emotional shit that might be dragging me down, I’m gonna do my best to make sure that the average shmo isn’t aware of it. 😐 This is something that Mom and I used to discuss a lot… whether, in the long run, it is better to hide the “bad” in order to appear strong, or if it makes more sense to let people know how you are feeling so that they’ll understand if it starts making you act in a way that seems weird to them.

Well yeah, I’m pretty close to losing that “game face” ability right now. 😖 I’m not gonna bother going through all of the stuff that’s swirling around in my brain 24/7 these days, but let’s just say that I feel something coming again. 😟 And it wasn’t good, the last time this happened. And I know that saying things like this “out loud” in the blog is something that will trigger concern in the people that care about me, but just know that I’ve got a couple friends that I talk to about this stuff, so it’s not like I’m completely isolated. 😢🚑 But hell, complete isolation sounds like a pretty enticing alternative to the current reality.

Talking about it helps me to fight against it, in case you wondered why I’m willing to spew such personal information and feeling here. And I do still need to fight it. I’m using today as a heavy reset, a hard break to separate the past couple of weeks from the days that are coming… because I’m going into offensive mode tomorrow, rather than waiting for the next thing to come. I’m going to get this fucking estate shit settled. It’s ridiculous that the tiniest things have held this all up for months longer than it really should have lasted.

The whole reason I’ve been as meticulous as possible in the way I’ve handled it is because I wanted to do everything that I could to ensure that the estate ended up with the absolute most amount of money as possible. And that’s not only with my own wants or needs in mind, but more because with Mom and Dad being in retirement age – they are going to want and need as much money as possible as well, to hopefully keep their worries about their financial situation as far from their thoughts as possible.

I feel like the bird that pecks away at the mountain made of diamond, but now that I’m fighting my own court battle and trying to negotiate a settlement regarding my workers comp case, having the estate stuff buzzing around like a mosquito inside of my ear canal… I just need to get it wrapped up so I can divvy up the remains and get it fucking sorted and over with.

There’s no way to get friends and family to truly understand that it’s not personal when I essentially disappear or have to passively ignore them, when I just don’t have it in me to open my FB Messenger or look at my snaps. But that’s where I’ve been for days now, as the messages start building up behind digital doors that get harder and harder for me to open.

I dunno… wish me luck for tomorrow, I guess. 😞 Nothing is gonna magically get better, nothing is gonna suddenly just start sucking less, and the mood or phase that I’m entering… it’s not gonna be easy on me or the people that care about me. So wish me luck for tomorrow. One day. Because that’s how I have to approach things now… a single day at a time, sometimes single hours at a time… I’m not giving in quite yet.