The “Anxiety Light” Version

Legal Eagle spells it out much better than I could… and with 99% less emotional exhaustion. ๐Ÿ˜๐Ÿคท๐Ÿปโ€โ™‚๏ธ

Just Like New

I think I can break self-isolation for this, and people (if they knew) wouldn’t scold me too much. ๐Ÿค”

I’ve had an iPhone 7 Plus for several years now, and she’s finally starting to show her age, battery-wise. And with the new iPhone 9s or SE2s coming out soon, I don’t really want to be tempted by a brand new (albeit “budget”) iPhone when I’ve got one that works just fine for almost everything that I might need it for. ๐Ÿคจ So getting a new battery for my current phone is the best way to squash all of that.

Another thing that’s getting close to needing a new battery is the car. Even though it hasn’t been cold this winter, it’s still turning over with a little more struggle than I’d like. Not struggle struggle, but basically you can tell it’s not new anymore. ๐Ÿคท๐Ÿปโ€โ™‚๏ธ It’s about four years old now, original factory battery, so I don’t know if this is an “expected” time-frame where it would be due or not… but I’ll have the battery d00d test it first and see what he says as well. (Although common and business sense may guide his opinion in an obvious direction. ๐Ÿ˜)

The battery store where I picked up a couple of scooter batteries a few months back… really nice guy running the shop, and he was working on a phone as I was checking out and didn’t seem nervous about it. ๐Ÿค”๐Ÿคท๐Ÿปโ€โ™‚๏ธ So I could get the phone taken care of, the car taken care of, and believe it or not – they even offer windshield wiper blades… which is another thing that I haven’t changed since getting this car years ago. ๐Ÿ˜

Everything looks competitively priced, and all of it has free installation… cuz lord knows I can’t even come close to chucking car batteries around on my own, and wiper blades can be a surprising pain in the ass if you don’t pay attention how you take the old ones off… heh… at least for me. ๐Ÿค“ So anyway, I might end up stopping by that store whenever I have to go out anyway to pick up my meds, so hopefully I’ll also be able to get some of these little concerns taken care of while I’m at it. ๐Ÿ˜Ž Total human contact = 1 person. ๐Ÿ˜ท

THIS.

Slightly Uneasy

Wasn’t really excited to go to my monthly doctor appointment for my neck and shoulder today, but despite knowing that I was going to get some funny looks – I did wear one of the extra little paper masks (that Cassi gave me several weeks ago) while I was inside the building, since it also houses several other doctors and emergency room services where people might be hacking and coughing. ๐Ÿ˜ณ๐Ÿ˜ท

Luckily the place was the least crowded that I had ever seen it. I waited until right before my appointment time to walk in, so I didn’t have to mill around in the waiting area with the humans for long. ๐Ÿ˜’ (Plus it’s super big, and wide open… lots of room to stay away from people.) Not many clients in my own doctor’s office either, so it ended up being in-and-out without too much interaction with anyone.

And I know, people under 50 have a relatively low chance of having a severe or fatal reaction if they are infected by SARS-CoV-2, so not only was I being careful in order to hopefully avoid an annoying illness for myself – but also because I don’t wanna end up being someone who barely has a reaction to it yet unintentionally spreads it to someone else. ๐Ÿ˜Ÿ (Mostly thinking about whenever I might go to visit Dad in the foreseeable future.)

Appointment went well, and my doctor took plenty of time talking with me about the topics that I’d bring up, just like usual. ๐Ÿ™‚ Things are still up in the air, but I gave him the basics about what’s going on with my WC claim and what changes might be coming in the next visit or two. It’s nice to be able to spitball some ideas with him and know that it’ll actually lead to something.

Meh… anyway… here’s some HD clouds from yesterday. ๐Ÿ˜๐Ÿคท๐Ÿปโ€โ™‚๏ธ

Unfortunate Opportunity

In the same way that it can be awkward to discuss “after death” financial topics with someone from whom you might be getting an inheritance, talking publicly about investment possibilities that are coming on the back of a stock market that’s plummeting due to fear of a COVID-19 pandemic… it does feel a little bit wrong, but the opportunities of a down market also cannot be ignored. ๐Ÿ˜

The Dow Jones has lost more than 12% of its value over the past seven days of trading. Unfortunately, the cause isn’t solely due to “scary thoughts” around the spread of the virus. ๐Ÿ˜Ÿ With China being ground zero, the precautions that need to be taken and the effects that are already being experienced by the industries and workforce there… it was inevitable that markets around the world would reflect the disruption. ๐Ÿ˜ณ Global economies, global trade, global investing… it’s all great stuff, until it isn’t.

Before COVID-19 was even a thing, I had already started researching different types of investing that my family (historically speaking) never really took advantage of. ๐Ÿค” I’ve tended to use methods that I’ve seen work for my dad and my aunt, and they probably used methods that they saw work for their parents. ๐Ÿง It makes investing feel comfortable, but the returns are usually modest in comparison.

The volatility in the markets isn’t going anywhere, so I’ll have plenty of time to continue reading, learning, and eventually planning… even if “the plan” ends up being that I don’t change much of anything. ๐Ÿคท๐Ÿปโ€โ™‚๏ธ And while loads of people have been cashing out, to “protect” their gains from the past year or longer, the farther the markets fall – the better it is for folks who are only just now wanting to get in. ๐Ÿคจ

I suppose I should mention that I’m not thinking about individual stocks when I’m talking about all of this. I don’t know enough yet to speculate on individual companies and their ability to bounce back. I’m thinking mostly about ETFs with holdings that are properly weighted to match gains / losses of the Dow. ๐Ÿ˜๐Ÿค“

Historically, you’re on pretty solid ground if that’s what you’re invested in… but just as there have been extremely good years, there have been some really bad ones as well. More often than not though, the gains for each year have been remarkably good. (Which doesn’t mean a heck of a lot if you didn’t buy your shares on (and only on) January 1st of each year… heh) Meh… just kinda thinkin’ here… ๐Ÿคท๐Ÿปโ€โ™‚๏ธ๐Ÿ™‚